Moped Insurance Information
Moped Insurance Introduction
Introduction to Moped and Scooter Insurance When you are thinking about buying a moped, the first thing to do is check your local laws. Another thing to do is have your moped insured and have it licensed as well. Moped insurance is one of the lowest insurance coverage costs. It is similar to motorcycle insurance [...]
Scooter and Moped Insurance Policies Changing
According to figures compiled by the Motorcycle Industry Council, sales of scooters and mopeds increased from 83,000 annually in 2003 to 131,000 in 2007. Driven by growing environmentalism and high gasoline prices, more drivers are turning to one or another of these two-wheelers as either a primary or secondary “neighborhood” means of transportation. Major insurers [...]
How to Get Insurance for Mopeds or Motor Scooters
If you’ve recently purchased or are thinking of buying a motor scooter or moped, you may need insurance to protect yourself in the event of an accident. Some states require motor scooter and moped owners to carry proof of insurance at all times, but some states give you the option of having insurance. Insurance [...]
How to Add A Motorcycle To Your Auto Insurance Policy
Let’s say you’ve always yearned to own a motorcycle, but until now have opted to strictly travel on four wheels. What happens when you decide to own a car and a motorcycle, and need coverage for both? Motorcycle Insurance Policy or Auto Policy? One common way to handle this matter is to go the combined [...]
Comprehensive Physical Damage Insurance for Mopeds / Motorcycles
Comprehensive coverage and physical damage insurance for motorcycles protects you and your bike from an auto accident, theft, vandalism, and physical damage due to natural disasters and weather conditions. The majority of comprehensive insurance policies include a certain amount of coverage for motorcycle accessories and custom parts, but you do have the option to purchase [...]
Lower Insurance Rates With A Moped Safety Course
Completing a motorcycle safety course makes sense and cents. Not only will it improve your motorcycle skills, making you a safer rider, but also help trim the costs of your motorcycle insurance rates. Motorcycle Safety Course Insurance Discount All insurance companies maintain different policies regarding motorbike insurance discounts, but you’ll find that almost all providers [...]
Bodily Injury Liability Insurance for Mopeds / Motorcycles
Bodily injury liability insurance for motorcyclists isn’t just a good idea―in most states, it’s a requirement. So, let’s look closer at this important type of liability coverage. What is Bodily Injury Insurance? This form of motorcycle insurance (or motorbike insurance) covers medical-related expenses caused to other parties while operating motorcycles. This includes injuries sustained by [...]
What Is Uninsured Motorist Protection?
As you might guess by its name, this insurance offers financial coverage if you’re hit by a driver or fellow motorcyclist who doesn’t have car or motorcycle insurance. This insurance often gets paired with underinsured motorist coverage, which makes up the difference when an at-fault driver carries an inadequate amount of insurance (as opposed to [...]
Accessory Insurance Coverage for Mopeds / Motorcycles
Accessory coverage for motorcycles―also known as Custom Parts and Equipment (CPE) coverage―covers equipment and accessories added to a motorcycle after it has left the factory floor. Examples of motorcycle accessories include, but are not limited to: – Sidecars. – Trike conversion kits. – Antennas, audio devices, and various other electronic equipment. – Motorcycle trailers, pulled [...]
Collision Insurance for Mopeds / Motorcycles
Collision insurance covers the repair expenses for damages motorcycles accrue in a collision accident, to include collisions with another vehicle, road sign, mailbox, and various other stationary objects. Unlike liability motorcycle insurance―which is mandatory in all states―collision coverage is typically optional and only required in certain situations. Who Needs Collision Insurance? If you own [...]